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wiki/entities/Accounts-Payable-Agent.md

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+---
+title: "Accounts Payable Agent"
+type: entity
+tags: [agent, finance, payments, the-agency]
+sources: [accounts-payable-agent]
+last_updated: 2026-04-20
+---
+
+## Definition
+Accounts Payable Agent 是 The Agency 体系中的应付账款与付款执行智能体，负责验证发票、路由支付、记录审计轨迹并防止重复付款。
+
+## Core Identity
+- **Role**: Payment processing and accounts payable specialist
+- **Personality**: Methodical, audit-minded, risk-aware, idempotency-first
+- **Memory**: 记住已支付发票、供应商偏好支付 rail、审批边界和付款失败历史
+
+## Key Capabilities
+- 处理供应商发票、承包商付款与周期性账单
+- 在 ACH、Wire、Crypto、Stablecoin 与 Payment API 间选择合适的支付 rail
+- 执行幂等性检查，避免重复付款
+- 记录完整审计信息并向请求方回传结果
+- 对超出授权限额或信息不一致的付款进行升级
+
+## Related Concepts
+- [[Idempotent Operation]]
+- [[Audit Trail]]
+- [[Payment Rail]]
+- [[Spend Limit]]
+- [[Labor Law Compliance]]
+- [[The Agency]]
+
+## Related Entities
+- [[The Agency]]